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What Is Liability Insurance and Why Would I Need It?

There’s a Lot More to Liability Coverage than Just Protecting You If Someone Gets Hurt in Your Home or Business. Liability coverage is perhaps the most misunderstood component of homeowner …

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Credit Check for Insurance? What’s That All About?

Past experience provides insurance companies with evidence that a favourable credit score correlates with lower insurance risk and fewer claims. That’s why some insurance companies are now asking clients for consent …

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Insure Against the Perils of Being “Smart”

Now Available: Coverage for Smart Homes and Other Technological Challenges Smart homes, smart systems, and even the smart phones that control them are vulnerable to attack by cyber criminals who …

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New ICBC Limits for Underinsured Motorist Protection

Now available with limits up to $5 million Underinsured Motorist Protection is part of your ICBC mandatory Basic Autoplan Insurance. This insurance provides up to $1 million coverage in the …

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Who Pays the Claim for Condo Owners?

A Look at Whose Insurance Policy Pays on Strata Property With the high cost of single-family homes in BC and the increased availability of attractive, lower-cost condominiums, more and more …

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Are You Protected in an Earthquake?

Earthquakes are devastating events, as we were all reminded by the terrible tragedy in central Italy just last week. Regions of British Columbia, especially along the coast, are at risk …

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How to Protect Yourself from Overland Water Damage

The newest type of must-consider insurance for homeowners and, in most cases, condo owners and renters, protects against damage caused by “overland water,” which includes sudden accumulation from heavy rain, spring …

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Keep More of Your Money

At the beginning of the year most people make resolutions to eat better and exercise more. We are now well into February and how many of you are on track with …

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Give Yourself the Gift of Financial Freedom

Christmas and the holiday season of giving are upon us. Have you considered the gift that you give yourself? The most important and lofty gift of all is to be free …

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Prepare an Effective Defense with Disability Insurance

In the average football game the ball is snapped between 120 and 140 times as 250-300 pound highly trained men viciously fight to get to the ball carrier. Imagine what it …

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Testimonials

Jeffrey Gong

Andy and his team is amazing!! MISL is my one stop solution for all insurance, mortgage, even financial advice sometimes. The staff are knowledgable and friendly. Andy just recently did the group benefit for my company too, the best rate and flexible terms.

Mandeep Singh

Sanjeet was very helpful transferring my car registration from Ontario to BC and helped setting up new ICBC insurance.

Ash Caur

Gilbert Gangose. One of best insurance guy I have met very organized gave best explanation of everything have great knowledge of insurance very friendly and straightforward person I highly highly recommend him get his advice atleast before you go anywhere else in Canada for your insurance. Best person and great knowledge of insurance 👍…

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