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Life Insurance

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What would happen to your loved ones if something unexpected were to happen to you? Life insurance provides a safety net to make sure that your family isn’t left destitute in the event of a personal disaster.

As brokers, we offer you a complete range of life, disability and critical illness coverage with virtually every insurer operating in Canada. As an independent group, theres no need to recommend one company’s products, so the focus is on your best interest. This means not only selecting the best policy for you from the myriad of available options, but also supporting you in the handling and settlement of your claim, should you need to make one.

Three Types of Life Insurance

Life insurance is designed to provide a lump sum benefit to a beneficiary if the insured should pass away due to either accidental or health reasons. There are a wide variety of products that can be broken down into the following categories:

Term Insurance

This product provides a death benefit for a fixed premium. At the end of each term, the coverage is normally renewable for another similar term up to a maximum age such as age 80. The periods available are as follows:

Term for One year

Term for Five years

Term for Ten years

Term for Twenty years

Lifetime Coverage

Under these policies, your coverage can be continued for your entire lifetime and it comes in several versions including the following:

Term to 100 – Lifetime premium

Term to 100 – Premiums for 20 years

Lifetime Coverage with Refund Features

Under these policies, the coverage is designed to continue for your lifetime, but if you cancel the coverage, there could be a refund. Once again, it comes in a number of versions:

Whole Life – Premiums for life

Whole Life – Premiums for a limited number of years

Term for Ten years

Universal Life – Variable premium including ability to make lump sum prepayments

Testimonials

D Ng

Ever since I discovered this place, I have continued to come back here to renew my insurance. Great place to fulfill your insurance needs. Friendly and knowledgeable staff. Michelle made the tedious process of buying insurance fast and efficient. Thanks Michelle!

Elias Taati

I been using murrick insurance for my company for a few months now. I’ve worked with half the staff there. And honestly they are all great. You feel at ease with them. I got all my family to do their insurance with them too.

Philip Lim

I have dealt with Mark and his team for more than 20 years. He takes care of all of my car, house and business insurance needs. His staff is knowledgeable and very helpful in providing the right insurance for my particular situation. I know of many satisfied customers and I am one of them.

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