Financial Planning

Good advice.
Well given.

A realistic look at your future

Financial Planning is part of your Comprehensive Financial Plan and involves looking realistically at a number of areas of your financial picture. In can include:

What you already have
How to most effectively use, grow and protect your assets
What you’d like to have in the future
How to get from what you have now to what you would like to have in the future
How to handle your affairs in case of a serious disability or death
Sounds simple enough, but you need an integrated approach and knowledgeable guidance to achieve a successful Financial Plan.

How it works

We’ll help you learn what changes might improve your tax situation, what rate of return you’ll need to earn to achieve your goals in the time frame you’ve set. We’ll even point you in the right direction for quality estate planning advice and tax planning services.

Your initial meeting

Your first meeting is a chance for us to get to know each other and make sure that you’re comfortable partnering with us to plan your future. We’ll ask about your personal life goals and your current financial position.

Applying the information to your needs

Using the information you’ve provided, we’ll look at five key strategies of creating and managing wealth. These include:

Protecting the assets you already have
Investing in your future
Managing your debt
Managing your taxes
Managing the use of funds during retirement

Based on your financial situation, we’ll suggest some financial strategies around these building blocks to help you make informed decisions about how to invest and protect your money.

A plan optimized for you

Taking into account your preferences, personal style and sensitivity to risk, we’ll create a personal financial plan for you to consider and discuss. This may include a mix of financial strategies and a recommendation of appropriate products for you. Once you’re happy with your plan, we’ll implement your strategies.

Refit and review

Just as markets move and change, so do your circumstances. It’s important to review your plan regularly to make sure you’re still getting the most from your money and that your plan continues to provide what you need. Long-term relationships are important to help you reach your goals as efficiently as possible.