Travel is a vital part of everyday life, and much of that travel involves automotive transportation. Make sure you have sufficient coverage whenever you’re on the road. We cover all types of auto insurance, and below we’ve outlined some considerations for choosing the right coverage. Contact us to get your best policy.
Do you drive to work? Coverage can change if you’re using your vehicle to go to travel to and from work.
Do New Drivers use your vehicle? This can have an impact on your premiums, but if you aren’t especially covered for new drivers and they get into an accident, you won’t have any coverage at all.
Is it a leased vehicle? Whether the vehicle is owned or leased can make a difference to your coverage.
Vehicle type Motorcycles, trailers, motorhomes and other vehicles require special coverage. Ask your Nakamun Group advisor for more information.
Are your limits high enough? One of the most important aspects of your automobile insurance in today’s climate is to have sufficient liability coverage.
What if you were responsible for an accident which injured several people? The total claims if a carload of people are injured can easily amount to millions of dollars. In today’s climate, where people seek out maximum penalties for relatively minor injuries, you can be quickly ruined financially without sufficient liability coverage. Make sure you are properly covered.
Underinsured Motorist Coverage
Who pays for your loss/injury if you are involved in an accident in which you are not at fault, but the other vehicle is not carrying adequate insurance. This can include drivers who may have a breach of coverage, or those who are from outside the province you live in. In some US states, it is surprisingly common for drivers to be on the road with no insurance. Having underinsured motorist coverage protect you in cases like that.
Commercial fleets involve coverage for five or more vehicles. These can also include larger vehicles such as trucks, as well as unconventional vehicles like cranes or trailers. Coverage can be complex and you need to ensure that your agent understands the many issues of commercial insurance. We can help you with any size of fleet. Just ask your agent.