Liability Insurance

Liability insurance provides coverage for defense costs and damages arising from third party claims for bodily injury and property damage arising from your business operations or products. These types of policies can also include coverage for other related exposures, such as coverage for the owners and contractors, personal injury, medical payments and broad form property damage. If you are a tenant, the policy also covers your TENANTS’ LEGAL LIABILITY for damage caused by a Covered Cause of Loss to a premise that you rent.

Specialty Risks

Consider whether you may benefit from any of these additional forms of business coverage.

Directors & Officers: Coverage for Public and Private Companies and Non Profit Organizations, Management Liability Companies and Joint Ventures

Professional Liability: Coverage for Architects, Engineers, Technology and Biotechnology and Miscellaneous Errors and Omissions

Mining Risks: Directors & Officers Liability, Kidnap and Ransom insurance, Prospectors Liability (including admitted policies) and all other mining operations

Photographers: Coverage for schedules equipment including rental equipment and commercial general liability for on and off site operations. Worldwide coverage options are available.

Testimonials

Jeffrey Gong

Andy and his team is amazing!! MISL is my one stop solution for all insurance, mortgage, even financial advice sometimes. The staff are knowledgable and friendly. Andy just recently did the group benefit for my company too, the best rate and flexible terms.

Harsh Talwar

The best insurance service in town Very friendly and really helpful to give an advise for what is best. A must visit specially sandy a good adviser and will best service.

Jen Cunnings

We had Alan Ying help us and he went above and beyond to help us understand the plan and reminded us of the benefits which we had forgotten about and he in turn helped us to access what we needed. He was an excellent resource! Highly recommend him!!